| Credit card | Annual percentage rate | Reward terms |
|---|---|---|
| Blue Cash from American Express www.americanexpress.com; 800-528-4800 |
Balance transfers: 4.99% for life Purchases: 13.24% to18.24% | After $6,500 spent in year, 5% back at supermarkets, gas stations, and drugstores; 1.5% all else. |
| Capital One No Hassle Cash Rewards www.capitalone.com; 800-695-5500 |
13.88% to 16.88% | 1% back plus 25% bonus at year-end. |
| Chase Freedom www.chase.com; 800-524-3880 |
14.24% to 23.24% | Can choose between cash back and points. When reward reaches $200, you'll get an extra $50 back. |
| Citi Dividend Platinum Select www.citicards.com; 800-950-5114 |
Balance transfers: 0% for 12 months Purchases: 12.74% to 17.74% | 2% back at supermarkets, drugstores, gas stations, and utilities; 1% all else. Maximum annual rebates: $300. |
| Citi Professional www.citicards.com; 800-950-5114 |
14.24% | 10,000 points on sign-up. 3 points/$1 spent at restaurants, gas stations, office-supply stores, auto rentals; 1 point/$1 all else. Limit 100,000 points/year. |
| Discover More Card www.discovercard.com; 800-347-2683 |
10.99% to 17.99% | 5% back in designated categories, like home or apparel, which change 4 times/year. 5% through shopping site; up to 1% all else. |
| Discover Open Road Card www.discovercard.com; 800-347-2683 |
10.99% to 17.99% | 5% back for gas and auto maintenance. 5% through shopping site; up to 1% all else. |
| First National Bank Omaha Gas Rewards www.firstnational.com; 888-530-3626 |
Balance transfers: 1.9% for 15 months Purchases: 9.99% to 13.99% | First 3 months, 5% back on gas, 3% thereafter; 1% all else. |