June 2008
What you'll pay
The annual premiums for national flood insurance are determined by your home's perceived risk and how much coverage you choose.
These estimated prices do not reflect premium discounts of up to 45 percent for homes in communities that participate in flood-prevention
and education programs.
| Coverage | Annual premium | |||
|---|---|---|---|---|
| In $1,000s (building/contents) | Moderate/low risk, maximum 3 prior flood claims ("preferred") | Moderate/low risk ("standard") | High risk (non-coastal) | High risk (coastal) |
| $50/15 | $180* | $555 | $681 | $852 |
| 100/30 | 233** | 737 | 1,079 | 1,807 |
| 150/50 | 264*** | 898 | 1,514 | 2,920 |
| 250/100 | 317 | 1,251 | 2,462 | 5,358 |
