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Overview
How to protect yourself
Top grades or easy graders?
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Top grades or easy graders?

We compared the agencies' scoring rigor by aligning "good" grades on the save tier and calculating the percentage of insurers that scored higher.

Rating agency Number of life insurers rated Percent rated "Excellent"
Standard & Poor's 282 81%
A.M. Best 598 66
Moody's 140 55
Fitch 452 47
TheStreet.com 625 11
Source: CR Money Lab, using data from A.M. Best, Fitch, Moody's, Standard & Poor's, and TheStreet.com.

This article appeared in the May 2009 issue of Consumer Reports Money Adviser.

Posted: May 2009 — Consumer Reports Money Adviser issue: May 2009