Bundle up

Buying your cable-TV, Internet, and phone services from one provider might save you enough money to warrant the disruption of switching services.

A typical bundle, or triple-play package, is a one-year, $99-per-month package. It's usually made up of a premium level of TV service, standard-speed broadband Internet service, and telephone service with a variety of calling features. Such deals could save you hundreds of dollars per year over the amount you'd pay if you received the three services separately.

Many companies offer promotional rates to get you started. For maximum bundling value? You guessed it: Haggle when the promotion ends.