When the days get longer and the weather gets warmer, keeping up with your financial to-do list may not be foremost in your mind.

But because we’re almost halfway through 2017, June is the perfect time to re-evaluate your budget and make sure your money goals are still on track for the year.

Here’s what you should have on your financial to-do list this month:

1. Cut Back on Dining Out

Americans now spend more money dining out than buying groceries, a trend that first emerged in 2015 and has shown no sign of slowing down, according to census data. But if you’re trying to save money, there’s no question that cooking at home is the way to go.

Fortunately, summer is the time of year when picnic lunches and backyard barbecues are commonplace. This can go a long way toward helping you cut expenses. You save even more by making a commitment to take your lunch to work every day or limit dining out to once per week during the summer. Put the money you save toward another financial goal, such as saving for retirement or paying off debt.  

Of course, not all grocery stores are budget-friendly. Our latest supermarket ratings found eight standout stores with the best grocery prices nationwide. Costco and Trader Joe’s made the cut, but you might be surprised by some of the others on our list.

2. Set a Spending Limit for Your Summer Vacation

Once you’ve booked your flight and hotel, the biggest chunk of your vacation spending is behind you. So add to your financial to-do list a plan to pay for the rest of your travel expenses with cash instead of your credit card. That way you’ll be less likely to pay for more than you can afford.

Because travel spending isn’t usually part of your monthly budget, you can free up cash by cutting back in other areas while you’re not on vacation, such as shopping and dining out.

Unplanned cash expenses such as tipping can put a dent in your budget as well, so it’s better to account for those before you leave. Diane Gottsman, a national etiquette expert, suggests that you give an airport porter $5 for one bag and $3 to $5 for each additional bag he takes to a curbside check-in.

At a hotel, tip a bellhop $5 per bag at a five-star establishment, $1 to $2 per bag elsewhere. Give a hotel maid $2 to $10 per night and a door attendant $2 to $5, again depending on the type of hotel. If you’re heading overseas, those amounts will be different, so do your research ahead of time.

3. Get a Free Credit Report

There are changes coming to credit reports in July. The three major credit reporting agencies, Equifax, Experian, and TransUnion, will no longer report data on tax liens and civil court judgments that haven’t been recently updated or are missing identifiers such as a person’s address and date of birth. This month, look to see whether such information is currently on your report. If it is, you may want to check that it has been properly removed next month, though you may have to pay a small fee for it. By law, a credit reporting company can charge no more than $12 for a credit report.

Actually, requesting a copy of your credit report from one of the three credit bureaus every four months should be on your financial to-do list. By requesting the reports separately you can monitor your credit report throughout the year. Pulling a copy of your own report does not count as a hard inquiry and does not affect your credit score.

Make sure to request your free report through the official site authorized by federal law: annualcreditreport.com. Many sites claim to offer a free credit report but end up charging hidden fees or require you to make another purchase to access it.

Once you have your credit report, comb through it for errors, such as paid-off loans that aren’t marked paid; credit cards that you closed but whose coding says they were closed by a creditor (a bad mark); and bills that you paid but are still listed as collections.

Also look for unfamiliar accounts that could be an indicator of ID fraud. If it is fraud, you can have that information blocked from your report if you provide the bureau with a copy of an ID-theft report filed with a law-enforcement agency.

You have the right to dispute erroneous information on your credit report, and the credit bureaus have a responsibility to investigate. You can dispute errors through their websites or by U.S. mail and phone. The procedure is outlined on each credit bureau’s website.

4. Make Sure Your 2017 Taxes Are on Track

If you got a big tax refund or a big tax bill for 2016, this is a good time to make adjustments to your tax withholding to ensure that the right amount of taxes are being taken out of each paycheck. If you need advice on how to do this, call your payroll or human resources department for help.

Freelancers and business owners have a financial to-do task that shouldn’t be missed this month: Your second installment of quarterly taxes for this year is due June 15.

Despite talk of tax reform, no definite plan has been announced yet. For now, continue with the tax planning strategies you’ve become accustomed to, such as saving as much as you can in your pretax retirement account and keeping good records of itemized deductions, such as charitable donations. If you’ve had high medical expenses already this year, plan ahead. You might be able to deduct the amount when you file your taxes next year.

5. Schedule Your Annual Checkup

Health insurance is also in flux. Depending on where you live and which ailments you have, the price you pay for healthcare could increase dramatically in the near future. Given that uncertainty, it’s important to take advantage of the coverage you have today.

Now is a good time to schedule annual checkups, especially if they’re covered in full. Schedule a visit with all your doctors, from your dentist to your dermatologist, and take care of any procedures or treatments you’ve been putting off.

If you expect that you’ll need an expensive procedure that will get you close to or over your deductible (that’s what you must pay out of pocket before insurance starts to cover your bills), schedule it sooner rather than later. That way, if you need more care later this year, your insurance will cover more of the cost.