Managing Medicare
Last reviewed: October 2011
Medicare offers comprehensive health-insurance coverage to people 65 and older. But the decisions and choices you face can be confusing and overwhelming. Here's our step-by-step guide for getting the most out of Medicare.

Getting started and signing up
Start thinking about signing up for Medicare before you turn 65. The decisions you make can affect your pocketbook and health-care
options for years to come.

Which Medicare do you have?
It's not always easy to know whether you have original Medicare or a private Medicare Advantage plan. Here's how to tell the
difference.

Medicare Advantage
If you're approaching 65 your mailbox is probably stuffed with offers for private Medicare Advantage plans. Here's how to
know if any of them are right for you.

Medigap plans
A Medigap plan can help cover some outpatient and hospital expenses not covered by Medicare parts A and B.

Part D drug benefit
Medicare Part D can help cover prescription drug costs, but you need to know how to find a good plan.

Getting help from your state
Every state provides free counseling and information about Medicare. Here's how to get in touch with the program in your state.












