Choosing health insurance

Last reviewed: October 2011

Your health-insurance options vary depending on whether you have a job, have to buy insurance your own, are 25 or younger, or have a pre-existing medical condition, like a history of asthma or heart disease. Shown below is our advice for each of those situations.

If you're insured through an employer

Employee plans can vary substantially, so find out who in your company administers the plan, and ask for details.



If you lost your job

If you've lost your job you might have lost your insurance, too. Here's what you need to know to help you through this difficult time.



If you're uninsured

Many people can't afford health insurance, even if they're employed. Here where to go for help.



If you buy on your own

Buying insurance on your own can be expensive and complicated. Here are tips to cut through the confusion.



If you're 25 or younger

People 25 and younger now have more options, thanks to health-care reform.



If you have a pre-existing condition

Having a pre-existing condition doesn't have to stop you from getting health insurance.

 
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