|

Banking & credit guide

Advice and tips for getting the best bank services and loans

Published: June 2014

Whether you love or loathe them, banks are core financial institutions of the U.S. economy, and their checking accounts form the foundation of most consumers' personal finances. Yes, there are alternatives—credit unions, stockbroker bank accounts, money market mutual funds, virtual banks—but sooner or later you'll need to deal with a bank. 

This guide has everything you need to know about doing that, from the fees, interest rates, and service terms, to the promised goodies and fine-print gotchas. 

Got a question about banking or credit? Email it to: MoneyEditor@CR.Consumer.org. 

   

E-mail Newsletters

FREE e-mail Newsletters! Choose from cars, safety, health, and more!
Already signed-up?
Manage your newsletters here too.

Latest From Consumer Reports

WASHING MACHINE REVIEWS
Washer-and-dryer pairs that cleaned up in our tests We've found a number of matching duos that are worth a look.
CAR BUYING ADVICE
Buying a new car? Learn how to get the best loan Don't make the mistake of concentrating only on the monthly payment.
HOLIDAY GIFT IDEAS & GUIDE
Expert picks: Best holiday gift ideas for kidsVideo Get a jump on holiday shopping with these presents for children.
TABLET COMPUTER REVIEWS
Apple iPad Air 2 is thinner, but not much else is new The iPad mini also gets an update, and an older model costs just $249.
COUNTERTOP REVIEWS
10 ways to cut the clutter on your kitchen counter For starters, don’t store things that you rarely use on your counter.
MATTRESS REVIEWS
5 mattresses made with couples in mindVideo Bounce resistance and adjustable firmness are key when shopping for two.

Connect

and safety with
subscribers and fans

Follow us on:

Mobile

Mobile Get Ratings on the go and compare
while you shop

Learn more