|

Insurance center

Advice and tips for getting the best deals on insurance

Published: April 2014

Insurance is the kind of necessity that's difficult to appreciate when you're buying and paying for it. Oddly, you're glad if you never have to use it, but you're grateful when it's there to help cover the loss associated with fire, accident, illness (and, of course, death), or other calamity. The delayed payoff of this product is why insurance agents joke that insurance is not bought so much as it's sold. And the sell-dependent nature of insurance is why you need to stay on your toes.

The watchwords for this asset-protecting financial necessity are: Shop, shop, shop for the best price. Luckily, there are many ways to save, but lots of details to sort through. Here's your essential reading for wisely buying the major types of coverage plus our advice about some of the less-necessary protections that are available.

   

Find Ratings blob logo

Car insurance Ratings

View and compare all Car insurance ratings.

Homeowners insurance Ratings

View and compare all Homeowners insurance ratings.

E-mail Newsletters

FREE e-mail Newsletters! Choose from cars, safety, health, and more!
Already signed-up?
Manage your newsletters here too.

Latest From Consumer Reports

NEW CAR REVIEWS
Check out the scary-good car deals for Halloween The big savings you'll find on these models will have you howling.
HDTV ANTENNA REVIEWS
Will cutting the cable-TV cord really save you money? Our TV guy has run the numbers—savings aren't guaranteed.
Air purifiers
AIR PURIFIER REVIEWS
Change your furnace filter now to prevent bad air later This easy maintenance chore will save wear and tear on your furnace, too.
KITCHEN PLANNING GUIDE
You can remodel your kitchen for as little as $5,000 You don't have to spend a ton to get some of our top-rated appliances.
HOLIDAY GIFT IDEAS & GUIDE
Expert picks: Best holiday gift ideas under $200Video Holiday-shopping season is coming. Find out what to buy.
INVESTMENT GUIDE
A new kind of financial adviser comes at a discount Low-cost robo-advisers offer the basics but not much else—yet.

Connect

and safety with
subscribers and fans

Follow us on:

Mobile

Mobile Get Ratings on the go and compare
while you shop

Learn more