|

Insurance center

Advice and tips for getting the best deals on insurance

Published: April 2014

Insurance is the kind of necessity that's difficult to appreciate when you're buying and paying for it. Oddly, you're glad if you never have to use it, but you're grateful when it's there to help cover the loss associated with fire, accident, illness (and, of course, death), or other calamity. The delayed payoff of this product is why insurance agents joke that insurance is not bought so much as it's sold. And the sell-dependent nature of insurance is why you need to stay on your toes.

The watchwords for this asset-protecting financial necessity are: Shop, shop, shop for the best price. Luckily, there are many ways to save, but lots of details to sort through. Here's your essential reading for wisely buying the major types of coverage plus our advice about some of the less-necessary protections that are available.

   

Find Ratings blob logo

Car insurance Ratings

View and compare all Car insurance ratings.

Homeowners insurance Ratings

View and compare all Homeowners insurance ratings.

E-mail Newsletters

FREE e-mail Newsletters! Choose from cars, safety, health, and more!
Already signed-up?
Manage your newsletters here too.

Latest From Consumer Reports

SMART PHONE REVIEWS
First look at the Samsung Galaxy S 6 and S 6 EdgeVideo With sexy construction and wireless charging, they give up key S 5 features.
JUICER REVIEWS
Juicers that do best in Consumer Reports' tests We tested new models from Breville, Juiceman, and West Bend
TIRE REVIEWS
When is the right time to change winter tires? Consider removing them when temperatures are consistently above 40° F.
ELECTRONICS NEWS
Some smart TVs record—and share—everything you watch Information brokers want to turn your viewing habits into cash.
2015 AUTOS SPOTLIGHT
Exclusive report: 10 Top Picks of 2015Video These are the cars and SUVs that our experts love—and you will too!
2015 AUTOS SPOTLIGHT
10 cars that are definitely worth waiting forVideo New and improved models are coming soon to a driveway near you.

Connect

and safety with
subscribers and fans

Follow us on:

Mobile

Mobile Get Ratings on the go and compare
while you shop

Learn more