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Advice and tips for getting the best deals on insurance

Published: April 2014

Insurance is the kind of necessity that's difficult to appreciate when you're buying and paying for it. Oddly, you're glad if you never have to use it, but you're grateful when it's there to help cover the loss associated with fire, accident, illness (and, of course, death), or other calamity. The delayed payoff of this product is why insurance agents joke that insurance is not bought so much as it's sold. And the sell-dependent nature of insurance is why you need to stay on your toes.

The watchwords for this asset-protecting financial necessity are: Shop, shop, shop for the best price. Luckily, there are many ways to save, but lots of details to sort through. Here's your essential reading for wisely buying the major types of coverage plus our advice about some of the less-necessary protections that are available.

   

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