Your health-insurance buying guide
This comprehensive guide offers our expert advice and tells you what you need to know as you choose and use a health-insurance plan whether private, Medicare, or Medicaid.
On every page you'll find a tool, like the one below, that can help you compare plans and find the one that's right for you based on where you live, your circumstances, and the kind of coverage you think you need.
Included in this guide:
Understanding health insurance describes how health insurance works, what to look for in an insurance plan, the differences between a PPO and an HMO, and more.
Making sense of health-care reform explains how the Affordable Care Act has already changed health insurance and what you can expect in the future.
Choosing health insurance offers practical advice whether you get health insurance through an employer or buy on your own, as well as what to do if you're uninsured, 25 or younger, have lost your job, or have a pre-existing condition.
Managing Medicare guides you through the process of signing up for Medicare and using the Part D drug benefit, Medicare Advantage, and Medigap plans.
Navigating Medicaid helps you determine if you qualify for Medicaid and how you can use it.
Maximizing your health insurance offers tips about out-of-network providers, managing your bills, and using a flexible-spending account.
Rankings of health-insurance plans from the NCQA gives performance information for HMOs and PPOs, and explains how to use the rankings to choose a plan that's right for you.
