|

Investing center

Make investment products such as mutual funds, ETFs, and annuities work together for you

Last updated: October 2014

To cite Warren Buffett, investing is a lot like dieting: simple, but not easy. There are thousands of investment products to choose from, many of which are expensive, laden with fees, and, perhaps worst of all, not integrated into a larger investment strategy. In addition to the overwhelming number of investment choices, there's the 24-hour financial news cycle, which can tempt investors to react to news events instead of sticking with a long-term investing plan. Combine the two perils, overwhelming choice and reacting instead of planning, and it's no wonder a famous study of individual investors concludes that trading is hazardous to your wealth.

Although we've organized the topics by asset type, perhaps the most important section isn't about a particular investment type at all, but about how to think of investing holistically. Asset allocation—the percentage of your assets devoted to stocks, bonds, cash, and other investments—is at least as important as the individual investments. Diversification, among assets and within an asset class (such as stocks), is still the only free lunch in investing.

   

E-mail Newsletters

FREE e-mail Newsletters! Choose from cars, safety, health, and more!
Already signed-up?
Manage your newsletters here too.

Latest From Consumer Reports

TV REVIEWS
Black Friday: Top 5 deals on TVs that cost less than $500Video This year you can go bigger than ever without spending a bundle.
MATTRESS REVIEWS
Holiday planning: Best mattresses for guest rooms Your visitors will appreciate these beds, which are easy on the budget.
PICKUP TRUCK REVIEWS
Automakers work to boost fuel economy in their pickupsVideo The 2015 Ford F-150's fuel economy tops the competitions' mpg.
CELL PHONE SERVICE REVIEWS
Small carriers outrank big ones in our latest survey AT&T? Verizon? Ting? U.S. Cellular? Find out which company to choose.
GLUTEN-FREE TASTE TEST
Will a gluten-free diet really make you healthier? Video Before you decide to go gluten-free, learn why it might not be a good idea.
COFFEEMAKER REVIEWS
Small appliances at Black Friday prices all year long Check out the good buys from our tests plus a few splurges.

Connect

and safety with
subscribers and fans

Follow us on:

Mobile

Mobile Get Ratings on the go and compare
while you shop

Learn more