|

Investing center

Make investment products such as mutual funds, ETFs, and annuities work together for you

Last updated: February 2015

To cite Warren Buffett, investing is a lot like dieting: simple, but not easy. There are thousands of investment products to choose from, many of which are expensive, laden with fees, and, perhaps worst of all, not integrated into a larger investment strategy. In addition to the overwhelming number of investment choices, there's the 24-hour financial news cycle, which can tempt investors to react to news events instead of sticking with a long-term investing plan. Combine the two perils, overwhelming choice and reacting instead of planning, and it's no wonder a famous study of individual investors concludes that trading is hazardous to your wealth.

Although we've organized the topics by asset type, perhaps the most important section isn't about a particular investment type at all, but about how to think of investing holistically. Asset allocation—the percentage of your assets devoted to stocks, bonds, cash, and other investments—is at least as important as the individual investments. Diversification, among assets and within an asset class (such as stocks), is still the only free lunch in investing.

   

E-mail Newsletters

FREE e-mail Newsletters! Choose from cars, safety, health, and more!
Already signed-up?
Manage your newsletters here too.

Latest From Consumer Reports

Mattresses
MATTRESS REVIEWS
Find the mattress you want at the price you wantVideo You'll find deals this weekend, but big sales aren’t limited to holidays.
CELL PHONE CARRIER REVIEWS
Choose the right cell phone plan for you and your family We compare plans from AT&T, Sprint, T-Mobile, and Verizon.
NEW CAR REVIEWS
Best deals on American-made cars for July 4th You'll find a wide range of incentives at dealerships over the holiday.
Home remodeling
KITCHEN DESIGN & PLANNING GUIDE
Home remodeling: Kitchen renovation on a budget Learn how to get exactly what you want without breaking the bank.
Money
CARS NEWS
You can save big bucks on car rentals this summerVideo Rental companies frequently fail to mention mandatory extra fees.
WASHING MACHINE REVIEWS
Clean machines: Matching washers and dryers These smart-looking pairs cleaned up in our tough lab tests.

Connect

and safety with
subscribers and fans

Follow us on:

Mobile

Mobile Get Ratings on the go and compare
while you shop

Learn more