As Hurricane Michael threatens the Florida panhandle and Southeast states, drivers in those areas need to be careful, especially when approaching water that's covering a roadway.  

More than half of flood-related drownings occur when someone drives into hazardous water, according to the Centers for Disease Control and Prevention (CDC) and the National Weather Service (NWS). Almost 100 people die each year in flooding-related incidents, the CDC says.

Simply put, if you're on a road and the water looks to be 6 inches or deeper, turn your car around. Be especially cautious at night, when it is harder to recognize flood danger.  

Even water that's 12 inches deep can move a small car, and 2 feet of raging water can dislodge and carry most vehicles, the NWS says.

Driving into water on flooded roads can lead to trouble in several ways, says Jake Fisher, director of auto testing at Consumer Reports.

“Some drivers can lose control after hitting a large water puddle and may hit a tree or become stuck, some may find their car swept away, and some get stuck when the car’s engine sucks in water and stalls,” Fisher says. “All of these situations can leave drivers—and possibly their families—at risk of drowning if the water continues to rise.”

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And doing so can put others in peril, especially emergency workers who may need to come to your aid. 

People drive into floodwater because they often think it's shallow, says Stephen Hegarty, public information officer for the Tampa, Fla., police department, which has a lot of experience with these situations.

“People just think they’ll make it to the other side, and it’s a lot deeper than they think," Hegarty says. "They don’t know if the road has worn away and don’t know what’s under the water. You don’t know if there’s a wire down or debris in the road.”

Downed wires can lead to electrocution, Hegarty adds.

“When we have bad flooding, especially a storm with a name, we have to rescue people on a regular basis," he says. "It’s a legitimate crisis.”

Even experienced drivers can be caught in flooding. Houston Police Sgt. Steve Perez, 60, drowned during last year's Hurricane Harvey when he inadvertently drove into floodwaters, city officials said. He had worked 34 years with the department.  

Driving into floodwater also can leave you with a car that's totaled.

“Even if the water isn't over the car’s bumper, it's possible for water to be sucked into the engine's intake and stall or even destroy the engine,” CR's Fisher says.

Owners without a comprehensive auto insurance policy will end up having to pay for a replacement vehicle out of pocket.

Plan ahead when storms approach: Get to your shelter-in-place location rather than risk driving on flooded roads. This helps keep everyone safe, and it reduces the burdens on emergency crews.