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One of the major reasons that medical care is more expensive in the U.S. than anywhere else is overtreatment and overdiagnosis. In our fee-for-service system, doctors and hospitals actually profit by overpromoting and overusing unnecessary, unproven, or potentially harmful tests and treatments.
If your doctors recommend a test, ask if the results will affect the treatment going forward. What are the benefits? Will it lead to follow up tests, biopsies, or other procedures? Make sure you understand the health benefits and the potential complications and risks. When considering a treatment, weigh the benefits against the potential complications. Is the treatment likely to extend your life? How do the side effects and risks of treatment compare with the symptoms of the disease itself?
Read more ways to avoid overtreatment, take a look at the 10 overused treatments and tests, learn how to effectively talk to your doctor about tests and screenings, and see our Health-Care Savings Series for specific ways to save without cutting care.
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