Whether you believe that it talks, is the root of all evil, or is what makes the world go round, we can all agree on one thing when it comes to money: Having a little bit more of it can make a big difference for our families. Finding some extra dollars in your bank account doesn't always require cutting corners or asking for a raise, though. There are countless everyday ways you can start saving money now that you may not be aware of. This month, we're cluing you in to the savviest strategies from our in-house experts and researchers, so you can pay less and get better value wherever and whenever you enter the marketplace.

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From shedding dollars off your car insurance premium to identifying hidden discounts at the drugstore, our complete guide will have you keeping more and spending less on a host of common necessities. Inside, you'll find simple tips to reduce common strains on your appliances so that they work effectively for longer before they need to be repaired or replaced. We'll introduce you to the world of online haggling, walk you through methods to bring down your property tax assessment, and help you sort out which products are ripe for savings—and which you should never skimp on. There are more important things in life than money, of course, but at CR we also know that a penny saved is a penny you can use to plan for your future or feel more secure. That's the peace of mind we strive to deliver, so that you and your family can enjoy many happy returns.

Editor's Note: This article also appeared in the February 2018 issue of Consumer Reports magazine.