Best Deals on the iPhone 13, 13 Mini, 13 Pro, and 13 Pro Max

Yes, the Pro models are pricey, but there are good deals if you know where to look

Apple 13 mini and 13
The new iPhone 13.
Photo: Apple

Interested in buying one of Apple’s new iPhone 13 models? There are deals to be had now that the phones are available for pre-order.

All four options officially go on sale Sept. 24.

The iPhone 13, 13 Mini, 13 Pro, and 13 Pro Max come standard with the hardware needed to connect to 5G networks. They also have a new processor and cameras designed to shoot better photos and video in low light.

In cost and size, the 13 Mini and 13 Pro Max bookend the 13, $800, and 13 Pro, $1,000, which both have 6.1-inch displays. The pocket-friendly 13 Mini starts at $700 and has a 5.8-inch display, and the 13 Pro Max costs $1,100 to start and has a 6.7-inch screen.

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But no matter which of the four models you choose, a new phone can be a big investment, especially if you buy it outright instead of spreading payments across your monthly cellular bills.

The major wireless carriers are offering discounts on the four models, but it’s important to dig into the details before accepting one of the deals. There’s a lot of fine print to wade through, as you’ll see below.

In brief, the best smartphone deals usually require you to have good credit, and if you’re trading in a phone, it needs to be in good working order.

Here’s a look at the best deals on all four of the phones from Apple, AT&T, T-Mobile, and Verizon. Don’t wait too long to buy. These offers won’t last forever.

Apple Deals

Apple is offering up to $790 off the price of all four iPhone 13 models with an eligible trade-in.

To get the full discount, you need to hand over an iPhone 12 Pro Max. Other models dating back to the iPhone 8 are worth lesser amounts.

To see what your old phone is worth, go to Apple’s website and choose the new phone (including color, storage capacity, and carrier), then you can access the "See how trade-in works" tool, which lists the trade-in options and pricing. The iPhone 8 is worth up to $110, for example.

When you purchase the new phone, Apple will send you a trade-in kit and an email with instructions on how to prepare your old smartphone for the handoff. You then have 14 days to ship the old phone to Apple.

If you choose to pay monthly for the new phone, Apple will immediately deduct the value of the trade-in from your payment amount. If you pay for the new phone in full, the company will credit you the value of the trade-in once the old phone has been received and inspected.

If your trade-in doesn’t match the description you provided, you’ll receive an email explaining what to do next.

Wireless Carriers Deals

AT&T: New and existing customers can get up to $1,000 off the purchase of an iPhone 13 Pro or 13 Pro Max with an eligible trade-in.

The offer effectively cancels out the cost of the 13 Pro. As you would expect, a handful of conditions apply.

You must have an AT&T unlimited plan (or agree to sign up for one) and finance the phone for 30 months. The trade-in phone must be in good working order and worth at least $180.

The eligible list includes the iPhone XS, all three iPhone 11 models, and all four iPhone 12 models, plus Samsung’s flagship models dating back to the Galaxy S20 5G.

Older phones are eligible for a $350 to $700 discount.

The discount comes in the form of monthly bill credits. Cancel the service before the phone is paid off and the balance is due immediately and you forfeit all remaining credits.

T-Mobile: This carrier, which has officially merged with Sprint, is offering Magenta MAX plan customers up to $1,000 off the purchase of a 13 Pro with a qualifying trade-in.

For an iPhone 13, the deal gets you up to $800 off, and for a 13 Mini, it’s up to $700 off.

The carrier is also offering up to $830 off on an iPhone 12, 12 Mini, 12 Pro, or 12 Pro Max.

To get the full $1,000 off a 13 Pro, you need to hand over an iPhone 11 Pro, 11 Pro Max, 12 Pro, or 12 Pro Max. Other models are worth lesser amounts.

If you’re looking to get the full discount on the 13 or 13 Mini, you have more trade-in options. In addition to the models noted above, T-Mobile will accept an iPhone X, XR, XS, XS Max, 11, 12, or 12 Mini, plus one of Samsung’s flagship phones dating back to the Galaxy S20.

As with the AT&T deal, the discounts come in the form of monthly bill credits spread over 30 months. Cancel your service early and you’re on the hook for the balance.

Verizon: Verizon is offering customers who add a line, upgrade service, or switch to its service up to $800 off on the iPhone 13 or $1,000 off on the iPhone 13 Pro with an eligible trade-in.

New customers can also receive a prepaid credit card worth up to $500 to offset the cost of early termination charges and paying off an old phone.

Depending on which new phone model you choose, the carrier will toss in six months to one year of free access to the AMC+ video streaming service, as well. And if you purchase an Apple Watch at the same time as the phone, you can save up to $150 more.

To get the full $1,000 trade-in value for the 13 Pro deal, you have to hand over an 11 Pro, 11 Pro Max, 12 Pro, or 12 Pro Max. Other phones are worth lesser amounts.

For the full discount on the iPhone 13, you can trade in any Apple model dating back to the iPhone X and any Samsung model dating back to the Galaxy S9.

Like the deals above, this one comes in the form of monthly credits, but you can choose whether to spread them out over 24 or 30 months.

The deals require you to sign up the phone for a qualifying Verizon unlimited plan. Cancel your service before the phone is paid off and, you guessed it, you’re on the hook for the balance and you lose any remaining credits.